Privacy Policy

Last updated: August 23, 2026

Happy Insurance collects quote information only to run comparisons, save your draft, and follow up when you ask us to. We do not sell that information.

What We Collect

The quote steps collect what you type: identity and contact details, health and lifestyle facts used for quoting, and the coverage you want to compare.

Saved Quote Drafts

Unfinished quotes are stored as drafts so you can pick up later. Identity, contact, health, and coverage details in those drafts are encrypted at rest. Encryption lowers risk; no storage system is completely secure.

How We Use and Share It

We use the information to restore your draft, request and display life insurance quotes, and keep a record of that quote activity. When you ask to see quotes, we send what the comparison needs to BackNine, our quote and application technology provider.

When We Contact You

Leaving an email or phone number to see quotes is not a request for a call. We record a contact request only when you select “Just Contact Me” or “I’m Interested.”